"" Welcome to my thoughts: My Stolen Identity

Friday, January 2, 2009

My Stolen Identity

Ever since I heard the word “Fandharaa” , as I mentioned which means Friendship in our language, I was very interested it. Breathlessly I reserved it on my own and on the Net by creating e-mail accounts unfortunately I did not buy it on any of webhoster. I had an impression that no one will ever create or either opens a real business under the name of Fandhara. Thus I keep on introducing it to my friends as an identity of mine in virtual world. Meantime I asked them if they need to know more about me just go to Google and type Fandhara and hit enter.

Strikingly one day, one of true my friend sent me a link with a sad news it says “ Fandharaa Bookshop has officially registered in Maldives”. I was really despondent of it, but later I knew that I was wrong, cox I did not officially take this name by the authorities. Choosing trade names mostly governed by “first come first server” policy.

Once your real identity is stolen, you may follow the following procedure; 1-Take a deep breath and be clam act rather than react

2- Limit further disclose of your information

3- Change your entire password that you use online

4- Place a fraud alert on your credit report

5- Obtain copies of your credit reports when you file the fraud alert

6- Create an ID Theft Report with attached Fraudulent Account Statement

7- Report stolen checks, and close unauthorized checking and savings accounts

8- Begin to call companies for any information that can help you prove your identity theft

9- Close the accounts that you know, or believe, have been tampered with or opened fraudulently

10- Contact all your other creditors to notify them about the theft

11- Report stolen ATM, debit, prepaid, gas station, phone, department store, or any other card

12- Contact the Social Security Administration

13- Notify the U.S. State Department about lost or stolen passports

14- File a complaint with the Federal Trade Commission

15- File a report with your local police or the police in the community where the identity theft took place

16- Find all your bills

17- Question any callers who want your information

18- Begin to block information from your credit report

19- Stop businesses that may report information about you to a CRA

20- Contest bills

21- Expect to deal with false civil and criminal judgments

22- Seek legal advice

23- Secure all your personal information

24- Don't leave a stone unturned

Note: The Blogger will not be responsible for any damage that you may get by acting on the information mentioned.


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